January 2019
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The Best Albums of 2018
These six albums stood out in a year full of exciting new music

Many of the world’s most popular artists dropped new albums in 2018. The result was a music scene overflowing with new singles and playlists, along with a whole host of concept albums.



Start the New Year off Right with These Savings Tips
Fresh financial habits to maximize your savings

A new year is a great time for a money makeover. If you struggle with saving, or want to save even more than you do already, here are seven strategies worth implementing.



Methods for Improving Your Car’s Resale Value
How to get a better trade in your old car

There comes a time in every driver’s life when he or she must upgrade to a new ride. If you can’t sell or trade your car for what you expect, the process of getting a new ride can be extra stressful.



Going Paperless in 2019
The advantages of shifting to electronic banking statements

Discover the three primary benefits of going paperless with your banking statements and communications.



Staying Focused as a Small-Business Owner
How to remain aware of operations on macro and micro levels

Everyone gets distracted from time to time. For those running small businesses, distractions are not only more frequent but also more detrimental to success.



Short-Term vs. Long-Term Business Loans
Get the financial help you need at a term suitable for your business

Sometimes, companies need a hand getting by when the market changes or unexpected costs arise. In other situations, a business needs a bigger boost to push it to a new operating level. In both instances, short- and long-term business loans are helpful.



How to Tackle Clutter in Your Home
Ways to free your home of chaos

If your home resembles an untidy mess rather than the peaceful sanctuary you long for, now is the time to get serious about decluttering.



Winter Yard and Garden Care Tips
Help your garden survive winter’s worst so it can bloom in spring

During warmer weather, you take good care of your garden and spend time planting, watering and deadheading. But once winter rolls around and your flowers die, you probably don’t give your garden much thought.



What is the Retirement Earnings Test?
What to know about Social Security heading into retirement

If you are planning on drawing on your Social Security benefits before you reach the full retirement age, you will need to take the Retirement Earnings Test. The results of this test will have a significant impact on the money you are able to draw …


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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.



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