September 2018
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What to Do When Your Account Has Been Hacked
Know the warning signs of a hacked account and learn how to respond to this stressful situation

While online banking can make money management convenient and intuitive, it can also leave your information exposed to online hackers. If you find yourself the victim of an account hack, it is …

Taking Out a Loan When Your Savings Fall Short
Should a personal loan cover your financial needs in an emergency?

Ideally, you would never need more money than your savings allow. However, a sudden problem such as a medical emergency or high credit card debt could place a demand on your finances beyond what …

Factors That Influence Your Home's Value
Four factors that impact the value of your home

Your home will probably be your greatest financial investment, and doing what you can to protect that investment it is a constant effort. The best way to understand how value works when it comes to …

Determining Your Car-Buying Budget
Avoid overspending by calculating your monthly budget ahead of time

Buying a new car is an exciting process, especially when you’ve been saving and waiting for the right one to come along. Cars are an expensive investment that take time and consideration. Before you …

Does the 4 Percent Rule Still Work?
Does the long-trusted rule of thumb still hold up?

If you’re well along the road to retirement, you’ve probably heard about the 4 percent rule in some capacity. This guideline for making withdrawals in retirement has been confirmed through extensive …

Sweep Accounts 101
A different way to save money

Saving money, whether as a business or as an individual, can be complicated. If you want to make sure your cash is working for you without thinking too much about it, a sweep account might be the …

Buying vs. Leasing Your Equipment
The benefits of buying and leasing business equipment

Whether you’re starting up an accounting firm, a family-owned restaurant or a farm, you’re going to need equipment to get your business up and running. This will be one of the more significant …

Make Yardwork Fun This Autumn
Transform your outdoor chores into fun this fall

These tips should serve to make your autumn yardwork a bit more fun, which will help the tasks to fly by. With your to-do list including weeding, fertilizing, mulching, planting, trimming and preparing for winter, autumn is quite a busy season for …

What to Do with All Those Photos You Took
Make the most out of your digital photos with these projects

You probably have hundreds of photos from your vacation, an event or just your daily activities in your digital photo album, but they don’t have to sit idly on your phone. You can use those photos to decorate your home or preserve those memories in …

Back to School Lunch Ideas
Healthy school lunches that are easy to pack

As summer comes to an end and your kids get ready to stretch their minds again, you have to start planning lunch ideas to serve as fuel halfway through the day. These healthy and easy back to school lunch ideas ensure that you have one less thing …    888•206•2730
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Premier Bank Texas is a branch of Providence Bank (a Missouri Bank). Providence Bank is not affiliated in any way with Providence Bank of Texas - Southlake, Texas.

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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